
OceanChrome
Simplify. Scale. Repeat.
OceanChrome Consulting
Resources
Resources to help you stay on top of your most valuable asset.
Miami Beach Hurricane Stress Test Template (Checklist)
Elevation vs. Updated FEMA Flood Line
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Property address and parcel number
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Finished-floor elevation (in feet above NAVD88)
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FEMA 1%-annual-chance flood elevation for your zone (April 2025 pending map)
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Is finished-floor ≥ FEMA 1%-flood line? Yes No
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Notes/Action Items: If below 1%-flood line, date to explore engineered fill or elevation retrofit
Roof & Window Wind-Rating Inspection
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Date of last roof inspection (and inspector’s name/company)
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Current roof wind-uplift rating (e.g., Miami-Dade HVHZ Category 4)
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Impact-window certificate date and rating
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Do all attachments and windows meet ‘23 wind-load standards? Yes No
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Notes/Action Items: If outdated, gather upgrade quotes or installer contacts
Generator & Pump Functionality
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Generator make/model and last load-bank test date
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Sump pump type/model and last maintenance date
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HOA maintenance log reference (date of last fuel pump test, transfer switch test)
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Generator and pump tested within the past 12 months? Yes No
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Notes/Action Items: If no, schedule service by [date] and include contractor name/phone
Drainage & Façade Integrity
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Date of last professional drain-line cleaning (roofs, balconies, ground-level drains)
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Visual check: Water flow direction (record “Flows to storm drain” or “Backflow risk”)
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Façade inspection date (check for cracks, peeling paint, corroded anchors)
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Any observed water intrusion or façade damage? Yes No
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Notes/Action Items: If yes, list required repairs (e.g., sealant application, façade contractor)
How to Use
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Print one copy per property you manage or are evaluating.
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Walk through each section with your inspector or building manager.
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Check the “Pass/Fail” box and capture any immediate fixes under “Notes/Action Items.”
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Bring this completed checklist to your call with a vetted local expert—so they can interpret any red flags and recommend next steps.